1. College is certainly an investment, but it’s worth it — right? Maybe not, according to new research from Goldman Sachs. The company said in a research note published in early December that the average return on college is falling. In 2010, students could expect to break even within eight years of finishing school. Since then, that has increased to nine years. And if this trend continues, students who start college in 2030 without scholarships or grants, it said, may not see a return on investment until age 37. While the National Association of Colleges and Employers reported in October that the job market for grads has seen recent improvements, Goldman Sachs said wages still aren’t cutting it to make up for education costs.

2. Millennials have spoken — and a majority prefer that a Democrat lead the country, according to a national poll released Thursday by the Harvard Institute of Politics. The survey of 2,011 18- to 29-year-olds indicated that 56% prefer a Democrat for president, with 36% preferring a Republican — a result similar to IOP’s spring 2015 poll. Additionally, young Democrats now give Bernie Sanders an edge over Hillary Clinton, while GOP Millennials have Ben Carson and Donald Trump in a statistical dead heat, with 20% of voters polled. “While Hillary Clinton maintains double-digit leads over Bernie Sanders in national polls of likely Democratic primary voters,” the poll reported, Sanders holds “a slight edge” at 41% to Clinton’s 35% (22% don’t know).  Less than 1% said they supported Martin O’Malley.

3. Jerry Falwell Jr., president of Liberty University, is a fan of guns, and his controversial statements last week regarding guns on campuses caused an uproar on social media. Let’s hope Falwell likes the attention, because he’s getting more of it: At the school’s last convocation of the semester, held on Wednesday, he said the school is getting rid of a policy that keeps guns from residence halls, and is doing so “at the request of several students,” according to the school. Specifically, the report reads, “Concealed carry permit holders (can) carry in residence halls, since they are a significant distance from many parking lots.”

4. College students are notoriously short on funds. So what are cash-strapped students to do during the holidays? To help you save some dollars, NerdWallet has compiled their best money-saving tips for holiday shopping. First, jingle all the way to sales. It’s perhaps the most tried-and-true way to save money: shopping sales. This December, before you purchase anything, do your homework. Clip coupons, apply applicable online coupon codes and compare prices. Next, let the rewards flow. To see prices fall like snow, become a loyal shopper at the stores you plan on frequenting this holiday season. Members can often experience special benefits.

5. Higher education has become more and more critical to getting a well-paying job. But at the same time, the costs of getting that education increase every year, far surpassing the college savings of many families. College Factual’s best colleges for the money ranking identifies schools that have good outcomes for students (high graduation rates, low student loan default rates, etc.), as well as a reasonable price tag for the quality they offer. According to College Factual, the best colleges for your money are:

  1. Brigham Young University
  2. Ohio Northern University
  3. Jewish Theological Seminary of America
  4. Martin Luther College 
  5. The College of Idaho

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